This 12-month coaching subscription begins on the date of purchase and includes up to 12 sessions, which must be used within the subscription year and do not roll over. Monthly plans require a 12-month commitment and are billed automatically; annual prepay is due in full at checkout and includes a 5% discount. Payments are non-refundable once the term begins. Subscriptions automatically renew annually unless canceled in writing at least 30 days before renewal, and reminder emails will be sent prior to renewal. Clients are responsible for scheduling sessions within the subscription year; sessions canceled with less than 24 hours’ notice may be counted as used. Coaching is not therapy or legal or financial advice, and results depend on client engagement.